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About Us

About Us!


Our Philosophy "Customers for Life" Freedom Mortgage

A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.

Low rates and fees through knowledge and technology

We use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing a homeloan.

About Federal Funding Mortgage Corporation...

Federal Funding Mortgage Corporation (FFMC) is one of the leading providers of non-bank mortgage origination in Maryland, Washington, DC, Virginia and West Virginia. Since its inception in October 1993 FFMC has grown from an office of four brokers to a two office, 35 staff lender/broker. With its main office in Bethesda, Maryland and a full service branch office in Winchester, VA, FFMC is strategically located to offer top-notch service to clientele throughout the Washington, DC metropolitan area. Part of our philosophy is to point our real estate investors to educational materioal. You may have heard of Scott Yancey and his "Flipping Vegas" seminars. Here are some Scott Yancey Live Event Review Videos for you to view. Our company is licensed in Maryland, Virginia, West Virginia and the District of Columbia but is also capable of handling loans outside of the area. Originations, underwriting and approvals are done in both the Bethesda and Winchester offices. With over 100 Fortune 500 investors, Federal Funding has access to an array of loan programs to suit virtually every customer's need. FFMC maximizes its customers' buying power by offering programs ranging from conforming to jumbo to FHA and VA, as well as a wide variety of adjustable rate mortgages. One of our hotest markets is real estate investing and you can learn more about current conditions experienced real estate investor Dean Graziosi. In addition, FFMC also offer 30-180 day lock periods with available float down options. Federal Funding Mortgage prides itself on its prompt and courteous customer service, which is delivered through its well-trained, highly skilled workforce. FFMC recognizes the value of that workforce and strives to provide the most current continuing educational classes for them, as well as offers a generous benefits package to attract and retain their services. FFMC has established itself, as a reliable source for the mortgage needs of the community. The company values its customers and its role in the community; They work hard to give back to both. Federal Funding Mortgage provides a number of athletic sponsorships, charitable donations and participates in a great deal of philanthropic activities including fielding a team for the AIDS Ride. The company was founded by Frank Perna, Jr., President and CEO, and Melanie Perna, Vice President. FFMC is incorporated under the laws of the State of Delaware. Federal Funding Mortgage is headquartered at 6430 Rockledge Drive, Suite 505, Bethesda, Maryland 20817 and maintains branch offices at 27 W. Jubal Early Drive, Winchester, VA 22601, and 8133 Leesburg Pike Ste 380 Vienna, VA 22182.

Federal Funding Mortgage Corp

Upcoming Events and Seminars: Scott Yancey seminar reviews

6430 Rockledge Dr. Ste 505

Bethesda, MD 20817

Toll Free:

(800)890-FFMC (3362)





Winchester Office


Northern VA


We lend in the following states: DC, MD, VA, West VA, and DE